Hello, that is a good idea. I am not sure if there is a list but, I believe, the best way to send the message is this: when asked to just simply say, “No” — then immediately– ask them for their financials and remind them that you do not need good credit to GET paid, that you are more at risk from their poor credit. Remember, this is not about credit as much as it is about seeing what you owe, to whom and a whole host of other intrusive things. My opinion is that there will always be morons who go along with it while intelligent people may avoid those employers, BUT, the employers actually need to be confronted and asked for the same information, in return. Credit is checked for just that…to be in a payee relationship with a creditor not to get paid. Here in America if something happens once we are shocked, twice and people start chanting, “That is just the way it is…” while their eyes glaze over…This are “just the way it is” because people go along like sheep and we allow it…I have no problem confronting an employer, recruiter, etc, when this comes up because that is not somewhere I would want to work anyhow and most likelym the reason they are asking for that level of information is that they are looking for reasons NOT to hire you. They do this so they can bring in someone from India on an H-1b Visa for 30-50% less and tied to the employer–without the ability to leave–for 3-6 years. It is called “The PERM process.”

“The world is an evil place not because of the people who do evil but because of the people who sit by and do nothing about it.”–Einstein

Yes, A credit check to GET paid is moronic and absurd.
I have two friends who own a small business. A company they do business with owes them quite a bit of money. Last week the company called and told them, “We need to get a credit check on you and your wife to continue to do business.” The company pays THEM not vice-versa and was not even thought of until the payor got behind in payments. Luckily my friend and his wife are smart and told them to, “screw off”. The things people will try AMAZE me but the people who go along with it really piss me off! What was the company going to say, “Your honor, we stopped paying them because they have bad credit.” LOL…WHAT rubes!!!!

My business does not care to do business with others who want to invade my personal life, much in the same way they do not want theirs invaded-by me. If someone asks for any kind of “check”, background, driving record, credit, etc. you have the right to ask for the same in return of the individual asking you and the right to simply refuse.

A good rule of thumb to go by: Typically, people who do not trust others know that they themselves not to be trusted. IOW-They know they are sleezy and out to screw people and they just assume that everyone is like they are. Not a place I would want to work.

The sheeps who fall for this do not realize the people asking for this DO NOT want to hire them ANYHOW, This is WHY they are asking for this info. As you said, they are looking for reasons to say that they could not find a qualified American. Credit checks are run by people you will make PAYMENTS TO. The employer will be making payments TO YOU not vice-versa, so they should actually have the credit check ran on them!

I had one that wanted a Driving record, Background, Physical AND Credit Check. I said NO to all. If they want this you are not going to get the job anyhow…yet they will hire someone from the Congo who has no record of any kind in this country and say, “See, he passed all the checks.” But these people are paid 30-50% less, that is the impetus for it all.