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	<title>Comments on: Employer Credit Check? &#8211; Just say NO !</title>
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	<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/</link>
	<description>Conservative Blogger - Fighting Liberal Freaks one Blog at a Time</description>
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		<title>By: Holly</title>
		<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/comment-page-1/#comment-162</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Sun, 16 Aug 2009 16:28:31 +0000</pubDate>
		<guid isPermaLink="false">http://michael-e.com/?p=183#comment-162</guid>
		<description>This whole &quot;background check&quot; thing has gone too far---my credit score and credit report is nobody&#039;s business except a creditor that I am applying with for a mortgage or car loan.  It certainly isn&#039;t the business of a prospective employer how many credit cards I have, how much my house cost, what kind of car I drive, what my credit limits are......If they want to prove my identity, fine.  But, everything else is none of their business, and A LOT can be found out from a person&#039;s credit report that is actually illegal to ask in an interview---marital status, children and how many, age.........so, this should be made illegal too!!  What&#039;s next?  Submitting to a DNA sample when you apply for a job?  It is ridiculous, and George Orwell knew what he was talking about.......our personal lives are nobody&#039;s business, especially an employer&#039;s.  The CEO&#039;s and upper level executives of businesses and POLITICIANS are the most corrupt and steal more money than people with bad credit---and they have perfect credit! So, it is a very poor &quot;judge&quot; of someone&#039;s ability to do a  job and their &quot;qualifications&quot;.</description>
		<content:encoded><![CDATA[<p>This whole &#8220;background check&#8221; thing has gone too far&#8212;my credit score and credit report is nobody&#8217;s business except a creditor that I am applying with for a mortgage or car loan.  It certainly isn&#8217;t the business of a prospective employer how many credit cards I have, how much my house cost, what kind of car I drive, what my credit limits are&#8230;&#8230;If they want to prove my identity, fine.  But, everything else is none of their business, and A LOT can be found out from a person&#8217;s credit report that is actually illegal to ask in an interview&#8212;marital status, children and how many, age&#8230;&#8230;&#8230;so, this should be made illegal too!!  What&#8217;s next?  Submitting to a DNA sample when you apply for a job?  It is ridiculous, and George Orwell knew what he was talking about&#8230;&#8230;.our personal lives are nobody&#8217;s business, especially an employer&#8217;s.  The CEO&#8217;s and upper level executives of businesses and POLITICIANS are the most corrupt and steal more money than people with bad credit&#8212;and they have perfect credit! So, it is a very poor &#8220;judge&#8221; of someone&#8217;s ability to do a  job and their &#8220;qualifications&#8221;.</p>
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		<title>By: Schlect Meisje</title>
		<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/comment-page-1/#comment-71</link>
		<dc:creator>Schlect Meisje</dc:creator>
		<pubDate>Sat, 04 Jul 2009 16:59:07 +0000</pubDate>
		<guid isPermaLink="false">http://michael-e.com/?p=183#comment-71</guid>
		<description>Phyllis,

Hello, that is a good idea. I am not sure if there is a list but, I believe, the best way to send the message is this: when asked to just simply say, &quot;No&quot; -- then immediately-- ask them for their financials and remind them that you do not need good credit to GET paid, that you are more at risk from their poor credit. Remember, this is not about credit as much as it is about seeing what you owe, to whom and a whole host of other intrusive things. My opinion is that there will always be morons who go along with it while intelligent people may avoid those employers, BUT, the employers actually need to be confronted and asked for the same information, in return. Credit is checked for just that...to be in a payee relationship with a creditor not to get paid. Here in America if something happens once we are shocked, twice and people start chanting, &quot;That is just the way it is...&quot; while their eyes glaze over...This are &quot;just the way it is&quot; because people go along like sheep and we allow it...I have no problem confronting an employer, recruiter, etc, when this comes up because that is not somewhere I would want to work anyhow and most likelym  the reason they are asking for that level of information is that they are looking for reasons NOT to hire you. They do this so they can bring in someone from India on an H-1b Visa for 30-50% less and tied to the employer--without the ability to leave--for 3-6 years. It is called &quot;The PERM process.&quot;

&quot;The world is an evil place not because of the people who do evil but because of the people who sit by and do nothing about it.&quot;--Einstein</description>
		<content:encoded><![CDATA[<p>Phyllis,</p>
<p>Hello, that is a good idea. I am not sure if there is a list but, I believe, the best way to send the message is this: when asked to just simply say, &#8220;No&#8221; &#8212; then immediately&#8211; ask them for their financials and remind them that you do not need good credit to GET paid, that you are more at risk from their poor credit. Remember, this is not about credit as much as it is about seeing what you owe, to whom and a whole host of other intrusive things. My opinion is that there will always be morons who go along with it while intelligent people may avoid those employers, BUT, the employers actually need to be confronted and asked for the same information, in return. Credit is checked for just that&#8230;to be in a payee relationship with a creditor not to get paid. Here in America if something happens once we are shocked, twice and people start chanting, &#8220;That is just the way it is&#8230;&#8221; while their eyes glaze over&#8230;This are &#8220;just the way it is&#8221; because people go along like sheep and we allow it&#8230;I have no problem confronting an employer, recruiter, etc, when this comes up because that is not somewhere I would want to work anyhow and most likelym  the reason they are asking for that level of information is that they are looking for reasons NOT to hire you. They do this so they can bring in someone from India on an H-1b Visa for 30-50% less and tied to the employer&#8211;without the ability to leave&#8211;for 3-6 years. It is called &#8220;The PERM process.&#8221;</p>
<p>&#8220;The world is an evil place not because of the people who do evil but because of the people who sit by and do nothing about it.&#8221;&#8211;Einstein</p>
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		<title>By: mortgage rates</title>
		<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/comment-page-1/#comment-69</link>
		<dc:creator>mortgage rates</dc:creator>
		<pubDate>Fri, 03 Jul 2009 14:00:35 +0000</pubDate>
		<guid isPermaLink="false">http://michael-e.com/?p=183#comment-69</guid>
		<description>I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future.</description>
		<content:encoded><![CDATA[<p>I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future.</p>
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		<title>By: Phyllis</title>
		<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/comment-page-1/#comment-49</link>
		<dc:creator>Phyllis</dc:creator>
		<pubDate>Thu, 25 Jun 2009 22:27:49 +0000</pubDate>
		<guid isPermaLink="false">http://michael-e.com/?p=183#comment-49</guid>
		<description>Does anyone know if there is a website for the consumer that lists employers that do not do credit checks? I think this would be a great way for those of us who are opposed to the process to actively opt out.</description>
		<content:encoded><![CDATA[<p>Does anyone know if there is a website for the consumer that lists employers that do not do credit checks? I think this would be a great way for those of us who are opposed to the process to actively opt out.</p>
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		<title>By: Schlect Meisje</title>
		<link>http://michael-e.com/2009/06/employer-credit-check-just-say-no/comment-page-1/#comment-40</link>
		<dc:creator>Schlect Meisje</dc:creator>
		<pubDate>Sat, 20 Jun 2009 07:08:34 +0000</pubDate>
		<guid isPermaLink="false">http://michael-e.com/?p=183#comment-40</guid>
		<description>Guess what I heard yesterday? The latest: employers are now asking people to list what Social Networks they are on (like facebook, etc...) and asking for the canidate to disclose their user names and passowrds!!!! People do not understand that you CAN say &quot;no&quot;. Anyone interested in pushing back or are we going to roll over? It is a slippery slope...next they will be asking for a hair sample (genetic testing) that will be soon and Idiots will say, &quot;It is only a piece of hair....I do not mind...&quot; DUH...</description>
		<content:encoded><![CDATA[<p>Guess what I heard yesterday? The latest: employers are now asking people to list what Social Networks they are on (like facebook, etc&#8230;) and asking for the canidate to disclose their user names and passowrds!!!! People do not understand that you CAN say &#8220;no&#8221;. Anyone interested in pushing back or are we going to roll over? It is a slippery slope&#8230;next they will be asking for a hair sample (genetic testing) that will be soon and Idiots will say, &#8220;It is only a piece of hair&#8230;.I do not mind&#8230;&#8221; DUH&#8230;</p>
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